Category Archives: Loan Modification

Nonprofit Alliance of Consumer Advocates Rescues Homeowner Patricia Moran from Foreclosure, Providing a Lifeline for Families in Crisis

SAN JOSE, CA, UNITED STATES, October 30, 2023 — Patricia Moran, a homeowner facing the daunting prospect of foreclosure on her second mortgage, found a ray of hope when she turned to the Nonprofit Alliance of Consumer Advocates. After being 10 years behind on her second mortgage, facing a delinquent amount of $93,712.33 with a monthly payment of $632.60 and an interest rate of 4%, Patricia’s dream of keeping her home seemed bleak. However, thanks to Nonprofit Alliance of Consumer Advocate’s dedicated efforts, Patricia is now celebrating a victory over foreclosure, securing her future and her disabled adult son’s residence.

Patricia Moran’s story is a testament to the remarkable assistance provided by Nonprofit Alliance of Consumer Advocates. She initially believed that a previous bankruptcy had resolved her second mortgage, but her lenders suddenly decided to proceed with foreclosure a decade later, placing her in a precarious situation. With the threat of foreclosure looming, Patricia found a surprising ally in Nonprofit Alliance of Consumer Advocates, thanks to a recommendation from her attorney.

Upon contacting Nonprofit Alliance of Consumer Advocates, Patricia was quickly connected with Ulices Quintero, a compassionate advocate who understood the urgency of her situation. Ulices guided Patricia through the process, helping her gather all the necessary documents. The next step involved Kenia Banegas, another dedicated Nonprofit Alliance of Consumer Advocates professional, who meticulously assembled and submitted a loss mitigation package to the lender, while simultaneously demanding the cancellation of the foreclosure proceedings.

Through open and persistent communication with the lender, Nonprofit Alliance of Consumer Advocates successfully persuaded them to cancel Patricia’s foreclosure. In an incredible turnaround, after just two months of dedicated work, Nonprofit Alliance of Consumer Advocates helped Patricia achieve a zero-out-of-pocket cost loan modification. Her delinquent amount was reduced to zero, and her new monthly payment was fixed at an affordable $316.30, all at a 0% interest rate. This remarkable achievement not only allowed Patricia to remain in her cherished home but also offered her much-needed financial stability.

Patricia Moran expressed her gratitude, saying, “I cannot thank Nonprofit Alliance of Consumer Advocates enough for the incredible support they provided. They helped me when I needed it most and gave me a chance to secure my home and my family’s future. Their dedication and expertise are unparalleled.”

Nonprofit Alliance of Consumer Advocate’s work goes far beyond the financial aspects. They help families like Patricia’s maintain the stability they need to provide a safe and secure environment for their loved ones. This commitment to protecting homeowners from foreclosure and helping them stay in their homes is what sets Nonprofit Alliance of Consumer Advocates apart.

Check out what she had to say as Patricia left Nonprofit Alliance of Consumer Advocates a 5 Star Yelp review and recommended her daughter over to Nonprofit Alliance of Consumer Advocates to help with her home as well.

About Nonprofit Alliance of Consumer Advocates:

Nonprofit Alliance of Consumer Advocates is a dedicated organization committed to helping homeowners in need, offering expert assistance and advocacy to navigate the complexities of foreclosure and mortgage modification. Nonprofit Alliance of Consumer Advocate’s mission is to provide hope and support to families facing foreclosure, helping them maintain the stability and security of their homes.

Rescuing Dreams: Nonprofit Alliance of Consumer Advocates Saves Alva Hill’s Home from Foreclosure

LAS VEGAS, NV, UNITED STATES, October 25, 2023 — Alva Hill, a homeowner in Las Vegas, recently faced an overwhelming financial crisis, with a mortgage delinquency of 14 years, an outstanding amount of $75,645.85, and a monthly payment of $411.16 at an interest rate of 12.875%. She was on the brink of selling her beloved home due to a lack of viable solutions and was being relentlessly pursued by her lender for foreclosure over the last two years.

In a desperate search for help, Alva Hill turned to the internet for assistance and discovered the Nonprofit Alliance of Consumer Advocates, a highly reputable organization with a stellar track record, boasting five-star reviews and an A+ rating from the Better Business Bureau. Hope was reignited as Alva reached out to the Nonprofit Alliance of Consumer Advocates for help.

Nonprofit Alliance of Consumer Advocates immediately assigned one of their experienced volunteer advocates to Alva’s case. They diligently collected all the necessary documents and prepared a comprehensive loss mitigation package, which was promptly submitted to the lender. The package also included a firm demand to cancel the impending foreclosure.

Through persistent and skillful negotiations with the lender, Nonprofit Alliance of Consumer Advocates was able to secure Alva’s home from foreclosure. After four months of dedicated effort, they successfully orchestrated a zero-out-of-pocket cost loan modification for Alva, wiping out her delinquent balance and drastically reducing her interest rate. Thanks to their unwavering commitment, Alva’s dream of retaining her home became a reality.

Before discovering Nonprofit Alliance of Consumer Advocates, Alva Hill was on the verge of selling her home to settle her mortgage debt. However, thanks to the life-changing assistance provided by this nonprofit organization, Alva can now continue living in her cherished home.

Expressing her immense gratitude, Alva Hill shared, “I am so thrilled with the exceptional service I received from the Nonprofit Alliance of Consumer Advocates. They were my lifeline when I needed it the most, and I can’t thank them enough for saving my home.”

About Nonprofit Alliance of Consumer Advocates:

The Nonprofit Alliance of Consumer Advocates is a dedicated organization committed to helping homeowners facing foreclosure or financial crisis. With a team of experienced volunteers and a proven track record of success, they aim to prevent foreclosure and assist individuals in achieving sustainable mortgage solutions.

Rescuing Homeownership Dreams: Delia Centeno’s Journey to Financial Stability with CHAMP

PASADENA, CA, UNITED STATES, October 19, 2023 — In a remarkable turn of events, Delia Centeno, a homeowner facing financial difficulties stemming from the Covid-19 pandemic, has regained her financial footing and kept her home thanks to the Nonprofit Alliance of Consumer Advocates (N.A.C.A). The organization’s unwavering commitment to helping struggling homeowners like Delia has made a significant impact on her life.

Delia Centeno found herself facing a daunting delinquent mortgage amount of $272,584.82, all due to the economic fallout from the Covid-19 pandemic. Her monthly mortgage payment, with an interest rate of 3%, amounted to $5,132.91. This situation weighed heavily on her finances and peace of mind.

Delia’s life took a positive turn when she connected with Nonprofit Alliance of Consumer Advocates The nonprofit not only helped her get current on her loan but also secured a new, more manageable monthly payment of $3,136.64 at an interest rate of 0%. This adjustment proved to be a lifeline in her journey towards financial stability.

Delia utilized N.A.C.A’s zero out-of-pocket CHAMP (Consumer Homeownership Assistance and Maintenance Program) services, designed explicitly for homeowners facing financial hardships. These services played a pivotal role in her ability to keep her home.

Delia first came across Nonprofit Alliance of Consumer Advocates through a television advertisement. Intrigued by their message and mission, she conducted a Google search, uncovering an organization with a stellar reputation. Nonprofit Alliance of Consumer Advocates boasts a 5-star rating from satisfied clients and holds an A+ accreditation from the Better Business Bureau for their exceptional work in assisting homeowners.

Delia’s quest for assistance led her to explore various avenues on the internet, but it was Nonprofit Alliance of Consumer Advocates Law that ultimately guided her to the solution she needed to retain her cherished home.

Delia Centeno expressed her gratitude and satisfaction with the service provided by the Nonprofit Alliance of Consumer Advocates. The organization’s unwavering support and commitment helped her overcome her mortgage challenges and keep her family in their home.

For more information about Nonprofit Alliance of Consumer Advocates’s services and how they can assist homeowners in similar situations, please visit their website at www.NACAHelp.org or call 855-622-2435.

Delia Centeno’s journey is a testament to the impactful work carried out by the Nonprofit Alliance of Consumer Advocates. They are dedicated to empowering homeowners in their pursuit of financial stability and ensuring that the dream of home ownership remains a reality for all.