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Nonprofit Alliance of Consumer Advocates Halts Foreclosure, Secures New Terms to avoid Foreclosure

GLENDALE, CA, UNITED STATES, September 5, 2023 — In a remarkable turn of events, Noe Devora found himself facing the daunting prospect of foreclosure due to delinquent mortgage payments totaling $235,175.07, with a monthly burden of $4,713.73 at a 4% interest rate. However, his story took a positive turn when the Nonprofit Alliance of Consumer Advocates intervened and successfully led him out of the foreclosure abyss.

After years of uncertainty and searching for a lifeline to save his home, Noe Devora received a call back from Carmen Yanez, a representative from Nonprofit Alliance of Consumer Advocates. Recognizing the urgency of Noe’s situation, Nonprofit Alliance of Consumer Advocates swiftly stepped in to provide much-needed support.

Impressed by the organization’s reputation and track record, Noe conducted a Google search that revealed Nonprofit Alliance of Consumer Advocate’s stellar five-star reviews and an A+ rating from the Better Business Bureau. The organization had garnered widespread acclaim for its unwavering dedication to aiding individuals facing mortgage-related challenges.

Nonprofit Alliance of Consumer Advocate’s team of experienced volunteer advocates worked diligently to assemble the requisite documents and meticulously crafted a 501C3 loss mitigation package for submission to the lender. This package put their lender ‘On Notice’ and firmly demanded the cancellation of the impending foreclosure.

We are delighted to have helped Noe Devora achieve a brighter financial future, allowing him to remain in his cherished home.

J. Pepe DeLa Vega

Noe had been tirelessly seeking the best solution to retain ownership of his home. As the foreclosure deadline of 6/15/23 loomed ominously, Nonprofit Alliance of Consumer Advocates secured an extension, buying time to initiate a comprehensive loan modification process.

Through persistent communication with the lender, Nonprofit Alliance of Consumer Advocates achieved a remarkable feat by successfully halting the foreclosure proceedings. After an intense four-month effort by Nonprofit Alliance of Consumer Advocates, Noe was elated to discover that his delinquent amount had been zeroed out, and a loan modification had been secured at no out-of-pocket cost. Even more astonishingly, he got a sustainable payment, under the same favorable 4% interest rate.

“Noe’s case is a testament to our unwavering commitment to supporting homeowners in dire situations,” remarked J. Pepe DeLa Vega, a representative from Nonprofit Alliance of Consumer Advocates. “We are delighted to have helped Noe Devora achieve a brighter financial future, allowing him to remain in his cherished home.”

Noe Devora expressed his deep gratitude for Nonprofit Alliance of Consumer Advocate’s remarkable assistance. “I searched tirelessly for a solution online, and it was Nonprofit Alliance of Consumer Advocates that truly delivered the help I needed to keep my home. I am overwhelmed by their dedication and expertise. Whenever in the future I decide to refinance or sell my home I will without a doubt go to them first.”

For more information about Nonprofit Alliance of Consumer Advocates and the impactful services they provide, please visit www.NACAHelp.org or contact them at 855-622-2435.

About Nonprofit Alliance of Consumer Advocates:
Nonprofit Alliance of Consumer Advocates (Nonprofit Alliance of Consumer Advocates) is a renowned organization dedicated to assisting individuals facing mortgage-related homeownership preservation challenges and affordable housing. With a proven track record of success, Nonprofit Alliance of Consumer Advocates has earned a reputation for delivering effective solutions to homeowners in need.

After Multiple Denied Home Retention Programs, Homeowner Wins Trustee Sale Reversal and Loan Modification with Non Profit Alliance of Consumer Advocates

LINCOLN, CALIFORNIA, UNITED STATES, August 23, 2023 — In an inspiring display of community support and relentless perseverance, Daniel Reid, a resident of 1347 Standish Cir, Lincoln, CA, has emerged from the brink of eviction and is now on the path to securing his family home, thanks to the intervention of the Nonprofit Alliance of Consumer Advocates and Consumer Defense Law Group.

Daniel Reid purchased his residence on May 29, 2018, with a loan he qualified for of $522,375. But life took a turn due to Covid-19 and in July 2022 his lender recorded a Notice of Default. Despite numerous attempts to secure assistance from his lender throughout 2020 through 2022, Daniel’s pleas for help went unanswered. Things reached a critical point when a Notice of Trustee Sale was recorded against his property on October 17, 2022. The foreclosure proceeded, and by May 4, 2023, Daniel Reids home was Foreclosed upon at the Court House steps at 1:00 p.m. and now faced the harrowing prospect of eviction.

Desperate and determined to find a way out, Daniel Reid turned to the internet, where a simple Google search for “Who can help me with a Trustee Sale Reversal” led him to www.TrusteeSaleReversals.org. He was promptly guided to a free eligibility application page which he completed with hope. His cry for help was immediately answered by the Nonprofit Alliance of Consumer Advocates, a faith-based not-for-profit loss mitigation clinic. Here, Senior Volunteer Advocate, Ashlee Huston, took charge of Daniel’s case and once she confirmed his eligibility, she immediately connected Daniel Reid with the Consumer Defense Law Group.

The law group wasted no time. A civil action was initiated (Case Number S-CV-0050588) and filed on May 30, 2023, at 7:02 am in the Superior Court of California, Placer County. Their diligent efforts bore fruit: Daniel Reid’s Trustee Sale was officially rescinded. And the good news didn’t end there. By August 9, 2023, Daniel secured a Trial Loan Modification. Now, all that stands between him, and a fresh start are three consecutive monthly payments, due in September, October, and November of 2023 to get a Permanent Loan Modification after a successful Trustee Sale Reversal.

Daniel’s journey, while personal and unique, shines a light on the broader challenges homeowners face and the invaluable role of nonprofit organizations in guiding those in dire straits towards hope and stability.

About Nonprofit Alliance of Consumer Advocates
The Nonprofit Alliance of Consumer Advocates is a faith-based not-for-profit loss mitigation clinic dedicated to assisting homeowners facing foreclosure with Homeownership Retention and affordable Housing.

AMIDST COVID-19 HARDSHIP

PHOENIX, ARIZONA, USA, August 3, 2023 — The Nonprofit Alliance of Consumer Advocates is proud to announce its successful assistance to Steven Tuthill, who was facing financial hardship due to the COVID-19 situation, in securing a free loan modification that enabled him to keep his home. With a genuine commitment to helping individuals like Steven overcome their mortgage challenges, N.A.C.A’s unwavering dedication has once again made a difference in someone’s life.

Steven Tuthill, a valued homeowner, found himself in a precarious financial situation when he fell $55,087.99 behind on his mortgage payments, which carried a 6.125% interest rate and a monthly burden of $1,125.60. The lender placed him under a sale date of 03/28/23, threatening the possibility of losing his home – a place filled with cherished memories and dreams for the future.

Seeking a lifeline to save his home, Steven searched for nonprofit organizations that could assist with mortgage-related challenges. Upon discovering the Nonprofit Alliance of Consumer Advocates, renowned for its A+ rating with the Better Business Bureau and exceptional 5-star reviews on Google, he knew he was in capable hands.

The Nonprofit Alliance of Consumer Advocates swiftly sprang into action, working closely with Steven to gather all the necessary documents to challenge the imminent sale date. The team at the Nonprofit Alliance of Consumer Advocates expertly prepared a Zero-Out-Pocket cost loan modification package and submitted it to the lender, ensuring that the lender was held accountable for any discrepancies.

Months of dedicated efforts by N.A.C.A’s team culminated in a triumphant outcome for Steven. The sale date was successfully cancelled, and Steven was granted a loan modification with zero delinquent amount. Furthermore, his interest rate remained at 6.125%, but he now enjoys a new lower monthly payment of $1,091.13, alleviating the burden on his finances and providing a more manageable path to homeownership.

Steven Tuthill is filled with gratitude for the exemplary service provided by the Nonprofit Alliance of Consumer Advocates. He expressed his incredible thankful for the Nonprofit Alliance of Consumer Advocates. Without their expert guidance and support, I wouldn’t have been able to save my home. Their dedication and compassion are truly commendable.”

As a nonprofit organization committed to empowering consumers and safeguarding their interests, the Nonprofit Alliance of Consumer Advocates continues to be a beacon of hope for individuals struggling with mortgage challenges. Its success stories, like Steven’s, underscore the significant impact that organizations like N.A.C.A can have on individuals and families in times of distress.

For more information call 855-622-2435 (855-NACA-HELP) or visit www.NACALaw.org.